Loan Options


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Seller can contribute up to 6% of sales price in closing cost, buy downs, and mortgage insurance premiums

Fixed Rate

Requires Mortgage Insurance Premium

Allows you to purchase a fixer-upper

Minimum Credit score 600

No Income Limits

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Only available to veterans and their spouses

Fixed Rate

No Mortgage Insurance Premiums

Minimum Credit Score 580

No Income Limits

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Available to buyers purchasing in USDA area (rural area)

Fixed Rate

Low guarantee and funding fee

Minimum Credit Score 620

Income Limits Apply

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Up to $5000 down payment assistance, up to $8,000 if you are a Palmetto Hero
Some funds are forgiven
Fixed Rate
Income Limits Apply
Minimum Credit Score 640

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Mortgage Insurance Premium can be waived depending on credit and down payment amount

Fixed and Adjustable Rates

No Income Limits

Minimum Credit Score 650

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2179-A Ashley Phosphate Road
North Charleston, SC 29406
843-277-8275
robin@hhmortgage.com

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